excella ® Visa ® Prepaid Card


Get an excella Visa Prepaid Card today1. There is no credit check2 or traditional bank account required and no cost to purchase. Simply load at least $10 to your new excella Card and then we can even activate it before you leave our store.

After that, your card will be ready to use immediately – no need to wait for a card to be mailed. Conveniently use it everywhere Visa debit cards are accepted.

Make everyday purchases, pay bills, shop online and in stores. Free Text Alerts3 provide the card balance after every transaction, so you can better control and monitor your spending. The excella Card is reloadable at any Pay-O-Matic, excella Reload, and Western Union® location. To learn more, visit

Stop by a PAYOMATIC store and ask a Teller how to get an excella Card today!


Want a card with your name embossed on the front? No problem. Simply call Cardholder Services (toll free number on the back of your card) and you’ll receive a personalized card in the mail at no charge4.



Why wait for your check to arrive in the mail? Why carry around large amounts of cash? Sign up for direct deposit today! Learn More.


PAYOMATIC is a member of the Network Branded Prepaid Card Association (NBPCA). Learn more about prepaid cards at the NBPCA Consumer Corner.

1Subject to ID Verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.  2This is not a credit card.  3Standard text messaging rates from your wireless service provider may apply.  4No charge for initial upgrade; however, if your card is lost or stolen, you will be charged a fee when you order a personalized replacement card. See Cardholder Agreement for the full list of fees.